DB Insurance has introduced a system that analyzes dashcam footage using artificial intelligence (AI) to determine liability in car accidents. The company announced on June 24 that it is the first in the insurance industry to operate an 'AI Liability Assessment System Utilizing Dashcam Footage.'
The system allows customers to upload dashcam footage and accident descriptions via a URL provided during the accident reporting process. The AI then automatically analyzes the footage and provides liability results and related information, with results delivered in an average of five seconds.
To enhance the accuracy and speed of the system, DB Insurance conducted AI simulations and training based on approximately 70,000 accident cases over a 20-month period from September 2024 to May 2026. This effort has raised the accuracy of liability analysis to an average of 92.4%.
Currently, the AI analysis service is available for vehicle-to-vehicle accident types. DB Insurance plans to improve accuracy and gradually expand the application scope through advanced chart analysis and AI learning.
This system is regarded as a 'customer-participation auto compensation system' since it allows customers to directly provide accident footage and descriptions, thereby participating in the compensation process. It is expected to reduce delays in liability determination and customer inconvenience that can occur in traditional compensation processing.
A DB Insurance representative stated, “With the introduction of this system, we have created an environment where customers can actively participate in the compensation process. We expect this will significantly enhance customer trust.”
* This article has been translated by AI.
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